Contact Us

ADMINISTRATION

Farmers & Merchants Bank

Corporate Offices

4510 Lower Beckleysville Road   Suite H

Hampstead, MD 21074


James R. Bosley, Jr., President
410-374-1510 Ext. 104 • 410-374-3052 (fax)

Christopher T. Oswald, Executive Vice President – Chief Operations Officer
410-374-1510 ext. 107 • 410-374-3052 (fax)

Yvonne G. Zeminski, Senior Vice President – Branch Administrator
410-374-1510 Ext. 103 • 410-374-3052 (fax)

Lynnette Kitzmiller, Vice President - Corporate Secretary
410-374-1510 Ext. 105 • 410-374-3052 (fax)

Farmers & Merchants Bank

Operations Center - Accounting Department

25 Westminster Pike

Reisterstown, MD 21136


Mark C. Krebs, Executive Vice President - Chief Financial Officer - Accounting
410-517-3065 • 410-517-3064 (fax)

Julie A. Harris-Hare, Senior Vice President – Data Processing
410-517-3065 • 410-517-3064 (fax)

T. Jeffrey Horner, Controller
410-517-3065 • 410-517-3064 (fax)


BRANCH LOCATIONS


GREENMOUNT In-Store (Wal-Mart) 
Amy CollinsA.V.P - Branch Manager                                   
Hilary Miller, Head Teller




2320 Hanover Pike mapquest logo
Hampstead, MD 21074
410-374-3436 • 410-374-3756 (fax)

Lobby Hours
Monday – Friday: 9:00 am – 7:00 pm
Saturday: 9:00 am – 6:00 pm
Sunday: 11:00 am – 4:00 pm


HAMPSTEAD
Kelly Johnson, A.V.P. – Branch Manager
Nikki Peake, Head Teller


735 Hanover Pike mapquest logo
Hampstead, MD 21074
410-239-4448 • 410-374-4240 (fax)

Lobby Hours
Monday – Thursday: 9:00 am – 3:00 pm
Friday: 9:00 am – 3:00 pm & 4:00 pm – 7:00 pm
Saturday: 9:00 am – 12:00 pm

Drive Thru
Monday – Thursday: 8:00 am – 6:00 pm
Friday: 8:00 am – 7:00 pm
Saturday: 8:30 am – 12:30 pm


OWINGS MILLS 
Rachel Heird, A.V.P. – Branch Manager
Jeff Watts, Head Teller


9320 Lakeside Boulevard mapquest logo
Owings Mills, MD 21117
410-356-8200 • 410-356-5456 (fax)

Lobby Hours
Monday – Thursday: 9:00 am – 3:00 pm
Friday: 9:00 am – 3:00 pm & 4:00 pm – 7:00 pm
Saturday: 9:00 am – 12:00 pm

Drive Thru
Monday – Thursday: 8:00 am – 6:00 pm
Friday: 8:00 am – 7:00 pm
Saturday: 8:30 am – 12:30 pm


REISTERSTOWN
Wendy Panek, A.V.P.-Branch Manager
Laura Slaybaugh, Head Teller


25 Westminster Pike mapquest logo
Reisterstown, MD 21136
410-517-3060 • 410-517-3061(fax)

Lobby Hours
Monday – Thursday: 9:00 am – 3:00 pm
Friday: 9:00 am – 3:00 pm & 4:00 pm – 7:00 pm
Saturday: 9:00 am – 12:00 pm

Drive Thru
Monday – Thursday: 8:00 am – 6:00 pm
Friday: 8:00 am – 7:00 pm
Saturday: 8:30 am – 12:30 pm


UPPERCO/MAIN OFFICE
Shannon Panek-Close, A.V.P. – Branch Manager 
Kayla Wright, Head Teller



15226 Hanover Pike mapquest logo
Upperco, MD 21155 
410-833-6600 • 410-526-3835(fax)

Lobby Hours
Monday – Thursday: 9:00 am – 3:00 pm
Friday: 9:00 am – 3:00 pm & 4:00 pm – 7:00 pm

Drive Thru
Monday – Thursday: 8:00 am – 6:00 pm
Friday: 8:00 am – 7:00 pm
Saturday: 8:30 am – 12:30 pm

 

WESTMINSTER
Deborah Zepp, A.V.P. – Branch Manager 
Jennifer Caines, Head Teller


275 Clifton Boulevard mapquest logo
Westminster, MD 21157 
410-857-1100 • 410-857-2360(fax)

Lobby Hours
Monday – Thursday: 9:00 am – 3:00 pm
Friday: 9:00 am – 3:00 pm & 4:00 pm – 7:00 pm
Saturday: 9:00 am – 12:00 pm

Drive Thru
Monday – Thursday: 8:00 am – 6:00 pm
Friday: 8:00 am – 7:00 pm
Saturday: 8:30 am – 12:30 pm


RETIREMENT COMMUNITY 

Atrium Village                                                            
Monday, Wednesday, & Friday: 9:00AM-2:00PM

Megan Rudolph, Branch Manager
410-998-8847


Carroll Lutheran Village
Monday - Friday: 10:00AM-2:00PM

Jennifer Caines, Branch Manager
410-848-1110




COMMERCIAL BANKING & LENDING


Farmers & Merchants Bank

Main Office - Loan Department

15226 Hanover Pike

Upperco, MD 21155


Cheryl Y. Lewis, Senior Vice President – Lending   NMLS ID 756571
410-833-6600 • 410-526-3835 (fax)


Farmers & Merchants Bank

Commercial Banking Division - Owings Mills

9320 Lakeside Boulevard

Owings Mills, MD 21117


J. Ritchie Solter, Senior Vice President - Commercial Banking   NMLS ID 756084   
410-356-9303 ext. 26 • 410-356-5457 (fax)

M. Eugene Bosley, Vice President - Commercial Banking NMLS ID 756566
410-356-9303 ext. 27 • 410-356-5457 (fax)

Bill Sherman, Vice President - Commercial Banking NMLS ID 1576750 
410-356-9303 ext. 20 • 410-356-5457 (fax)


Farmers & Merchants Bank

Commercial Banking Division - Westminster

275 Clifton Boulevard

Westminster, MD 21157


Gary A. Harris, Senior Vice President - Commercial Banking NMLS ID 756096
410-857-1700 ext. 20 • 410-857-2360 (fax)

Kevin P. Bankert, Vice President - Commercial Banking NMLS ID 756568
410-857-1700 ext. 21 • 410-857-2360 (fax)

Suzette L. Covalt, Commercial Banking Officer  NMLS ID 1466879 
410-857-1700 ext. 25 • 410-857-2360 (fax)


MORTGAGE DIVISION


Farmers & Merchants Bank

Mortgage Division

735 Hanover Pike

Hampstead, MD 21074


J. Thomas Turner, Vice President - Mortgage Officer - Residential   NMLS ID 756085
410-239-9650 • 410-239-9804 (fax)


GENERAL BANK INFORMATION NUMBERS


VISA Debit Cards - 24 Hour Lost/Stolen Reporting (After Business Hours) 
Contact VANTIV/Fifth Third Bank at 1-800-528-2273.

DIAL-A-BANK (24 Hour Telephone Banking Service)
Contact (410) 833-1021

Online Banking - For assistance with Online Banking, please call 410-517-3065





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